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Competitive auto loan rates

Review auto loan rates based on your car model's year below.

Auto loan rates

Model years Term (Months) APR as low as (%) APR with Autopay as low as1 (%)
2013 – 2017 36
(up to 72-month term available)
2.49 1.99
2007 – 2012 36
(up to 60-month term available)
3.74 3.24
2006 & Older 36
(maximum term of 36 months)
4.99 4.49

1 Must set up autopay from a Thrivent Federal Credit Union Account.

Your rate is determined by your payment option, term and credit score.

Rates used in these examples are effective as of May 22, 2017 and assume excellent credit history and automatic payment from a Thrivent Federal Credit Union account. Rates are subject to change without notice. Other rates and payment options are available. All loans are subject to credit application, qualification and approval. Restrictions may apply. APR is Annual Percentage Rate.

Payment examples:

2013 – 2017
A $20,000 auto loan with a simple interest rate of 1.99% and a corresponding APR of 1.99% for 36 months equates to a monthly principal and interest payment of $572.76.

2007 – 2012
A $20,000 auto loan with a simple interest rate of 3.24% and a corresponding APR of 3.24% for 36 months equates to a monthly principal and interest payment of $583.74.

2006 & Older
A $20,000 auto loan with a simple interest rate of 4.49% and a corresponding APR of 4.49% for 36 months equates to a monthly principal and interest payment of $594.85.