Auto loans

Overview

Dealerships. Test drives. Pros and cons. Once you've weighed your options and found a vehicle, it's time to match the right car with the right loan. Buying or refinancing a car doesn’t have to be a hassle. You can work with Thrivent Credit Union to finance, insure and protect your car.

Apply now

Begin your auto loan application with TCU today

Start your application

Check our rates

Review our competitive auto loan rates

See latest rates

Calculate payments

Use the car loan calculator to estimate monthly payments

Explore the calculator

Check status

Review the status of your auto loan application

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Your rate is determined based on term, collateral, credit score, payment method and account relationship.

All loans are subject to credit application, qualification and approval.

Rate discount

Enjoy a rate discount on your consumer auto loan just for banking with us. The more qualifying products you have with TCU, the more you save. It’s that simple.

.25% rate discount

Earn a .25% rate discount by meeting this criteria:

TFCU Membership account
Payment automatically deducted from a TCU account
1 of the following products¹
- Consumer deposit and loan accounts²
- Business deposit and loan accounts^3,4

.50% rate discount

Earn a .50% rate discount by meeting this criteria:

TFCU Membership account
Payment automatically deducted from a TCU account
Two or more of the following products¹
- Consumer deposit and loan accounts²
- Business deposit and loan accounts^3,4

.25% rate discount

Earn a .25% rate discount by meeting this criteria:

TFCU Membership account
Payment automatically deducted from a TCU account
1 of the following products¹
- Consumer deposit and loan accounts²
- Business deposit and loan accounts^3,4

.50% rate discount

Earn a .50% rate discount by meeting this criteria:

TFCU Membership account
Payment automatically deducted from a TCU account
Two or more of the following products¹
- Consumer deposit and loan accounts²
- Business deposit and loan accounts^3,4

¹_{Members applying jointly can combine their accounts to determine the discount they qualify for.}
²_{TFCU Membership and TFCU Business Membership products do not qualify.}
³_{Reserve Line of Credit product does not qualify.}
⁴_{Only sole proprietor account types qualify.}

Mixed race woman enjoying new car

Smiling woman in the showroom enjoying luxury car

Protect your car

Protect the investment you made in your vehicle. At Thrivent Credit Union, we're proud to help our members protect their auto investment, assist with unexpected auto repair charges, and save money on car insurance.

Learn more