
Auto loans
Overview
Dealerships. Test drives. Pros and cons. Once you've weighed your options and found a vehicle, it's time to match the right car with the right loan. Buying or refinancing a car doesn’t have to be a hassle. You can work with Thrivent Credit Union to finance, insure and protect your car.
Begin your auto loan application with TCU today
Review our competitive auto loan rates
Use the car loan calculator to estimate monthly payments
Review the status of your auto loan application
Your rate is determined based on term, collateral, credit score, payment method and account relationship.
All loans are subject to credit application, qualification and approval.
All loans are subject to credit application, qualification and approval.
Rate discount
Enjoy a rate discount on your consumer auto loan just for banking with us. The more qualifying products you have with TCU, the more you save. It’s that simple.
.25% rate discount
Earn a .25% rate discount by meeting this criteria:
- TFCU Membership account
- Payment automatically deducted from a TCU account
- 1 of the following products1
- Consumer deposit and loan accounts2
- Business deposit and loan accounts3,4
.50% rate discount
Earn a .50% rate discount by meeting this criteria:
- TFCU Membership account
- Payment automatically deducted from a TCU account
- Two or more of the following products1
- Consumer deposit and loan accounts2
- Business deposit and loan accounts3,4
.25% rate discount
Earn a .25% rate discount by meeting this criteria:
- TFCU Membership account
- Payment automatically deducted from a TCU account
- 1 of the following products1
- Consumer deposit and loan accounts2
- Business deposit and loan accounts3,4
.50% rate discount
Earn a .50% rate discount by meeting this criteria:
- TFCU Membership account
- Payment automatically deducted from a TCU account
- Two or more of the following products1
- Consumer deposit and loan accounts2
- Business deposit and loan accounts3,4
1Members applying jointly can combine their accounts to determine the discount they qualify for.
2TFCU Membership and TFCU Business Membership products do not qualify.
3Reserve Line of Credit product does not qualify.
4Only sole proprietor account types qualify.
2TFCU Membership and TFCU Business Membership products do not qualify.
3Reserve Line of Credit product does not qualify.
4Only sole proprietor account types qualify.

Mixed race woman enjoying new car
Smiling woman in the showroom enjoying luxury car
Protect your car
Protect the investment you made in your vehicle. At Thrivent Credit Union, we're proud to help our members protect their auto investment, assist with unexpected auto repair charges, and save money on car insurance.
Finance a boat, travel trailer, camper, snowmobile, personal watercraft, all-terrain vehicle or a motorcycle with a TCU recreational vehicle loan.
Make an educated borrowing decision. Read about loans and car buying.