Current rates
Business checking--savings--money market--certificates
All dividend rates and annual percentage yields (APY) are current as of today’s date.
Business checking accounts1
Type | Dividend rate (%) | APY (%) |
| Business Rewards Checking | 0.00 | 0.00 |
| Business Community Checking2 | 0.05 | 0.05 |
Business savings accounts1
Simply Business Savings and TFCU Business Membership
Balance requirement | Dividend rate2 (%) | APY2 (%) |
| $25.00- $4,999.99 | 0.15 | 0.15 |
| $5,000.00 - $9,999.99 | 0.15 | 0.15 |
| $10,000.00 - $24,999.99 | 0.35 | 0.35 |
| $25,000.00 - $49,999.99 | 0.45 | 0.45 |
| $50,000.00 - $99,999.99 | 0.65 | 0.65 |
| $100,000.00 and up | 0.85 | 0.85 |
Business money markets1
Business Rewards Money Market
Balance requirement | Dividend rate2 (%) | APY2 (%) |
$25.00- $9,999.99 | 0.75 | 0.75 |
$10,000.00 - $49,999.99 | 1.09 | 1.10 |
$50,000.00 - $99,999.99 | 1.49 | 1.50 |
$100,000.00 - $249,999.99 | 1.64 | 1.65 |
$250,000.00 - $999,999.99 | 1.73 | 1.75 |
$1,000,000.00 and up | 1.73 | 1.75 |
Business Money Market
Balance requirement | Dividend rate2 (%) | APY2 (%) |
| $2,500.00 - $4,999.99 | 0.40 | 0.40 |
| $5,000.00 - $9,999.99 | 0.40 | 0.40 |
| $10,000.00 - $24,999.99 | 0.80 | 0.80 |
| $25,000.00 - $49,999.99 | 1.00 | 1.01 |
| $50,000.00 - $99,999.99 | 1.29 | 1.30 |
| $100,000.00 and up | 1.49 | 1.50 |
Business share certificates1
Business Certificates3
| Term | Dividend rate (%) | APY (%) |
| 3 month | 3.68 | 3.75 |
| 6 month | 3.44 | 3.50 |
| 9 month | 3.20 | 3.25 |
| 12 month | 2.96 | 3.00 |
| 18 month | 2.76 | 2.80 |
| 24 month | 2.76 | 2.80 |
| 30 month | 2.76 | 2.80 |
| 36 month | 2.76 | 2.80 |
| 48 month | 2.76 | 2.80 |
| 60 month | 2.76 | 2.80 |
This page was last updated on April 1, 2025
1 The TFCU Membership, TFCU Business Membership or Emergency Savings Share account is a requirement for membership in Thrivent Credit Union. To maintain membership a par value of one share ($1.00) must be kept in the account at all times. If you fall below the par value you have six months to increase the balance or your membership may be terminated.
2 The dividend rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.
3 A minimum balance of $1,000.00 for 3, 6, 9, 12, 18, 24, 30, 36, 48 and 60 month terms is required to earn the disclosed annual percentage yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.
4 Limited special 7-Month Business Share Certificate. This special has a $5,000 minimum balance to open the certificate. To earn the stated Annual Percentage Yield (APY) the account must be funded with all new money which means the deposit must be from another financial institution (transfers between Thrivent Credit Union accounts will not qualify). Funds deposited into a TCU account from an external source no more than 14 calendar days prior to the application date will be considered new money. At maturity, the 7-Month Business Share Certificate will automatically renew into a 6-month term at the current offered rate if no action is taken. Penalty for early withdrawal. Fees could reduce earnings. TCU reserves the right to end or modify this offer at any time.
2 The dividend rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.
3 A minimum balance of $1,000.00 for 3, 6, 9, 12, 18, 24, 30, 36, 48 and 60 month terms is required to earn the disclosed annual percentage yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.
4 Limited special 7-Month Business Share Certificate. This special has a $5,000 minimum balance to open the certificate. To earn the stated Annual Percentage Yield (APY) the account must be funded with all new money which means the deposit must be from another financial institution (transfers between Thrivent Credit Union accounts will not qualify). Funds deposited into a TCU account from an external source no more than 14 calendar days prior to the application date will be considered new money. At maturity, the 7-Month Business Share Certificate will automatically renew into a 6-month term at the current offered rate if no action is taken. Penalty for early withdrawal. Fees could reduce earnings. TCU reserves the right to end or modify this offer at any time.