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ATM locator

Use the ThriventCU app or this online locater to find an ATM.

Routing number

075972147

CO-OP Shared branch locator

Use the ThriventCU app or this online locater to search the CO-OP Shared Branch network, a group of credit unions with more than 5,600 branches spread throughout all 50 U.S. states.
Use the search bar above to find information throughout our website. Or choose a topic you want to learn more about.

Savings & certificates

When you bank with Thrivent Credit Union, you choose the savings option that best fits your long-term goals.
See below for information on our limited-time share certificate.

Simply Savings

Meet your basic savings needs with this simple account.

Base features:
  • No minimum balance to open or maintain an account
  • No monthly fees
  • Digital banking with check deposit and bill pay
Special features:
  • Competitive APY available with few requirements
  • $25 minimum balance to earn tiered dividends

Thrivent Merit Savings

Add this account to Thrivent Merit Checking and earn more.

  • Includes base features of Simply Savings
  • Base APY
If you meet monthly requirements of Thrivent Merit Checking,1 you get:
Learn more

Already have a TCU personal savings account?
Call 855-228-7910 to switch.

Preferred Plus Money Market

Build your savings faster with this advanced account.

  • Higher APY available than Simply Savings
  • No minimum balance to open an account
  • $2,500 minimum balance to earn tiered dividends and avoid $10 monthly service fee3
  • Digital banking with check deposit and bill pay

Simply Savings

Meet your basic savings needs with this simple account.

Base features:
  • No minimum balance to open or maintain an account
  • No monthly fees
  • Digital banking with check deposit and bill pay
Special features:
  • Competitive APY available with few requirements
  • $25 minimum balance to earn tiered dividends

Thrivent Merit Savings

Add this account to Thrivent Merit Checking and earn more.

  • Includes base features of Simply Savings
  • Base APY
If you meet monthly requirements of Thrivent Merit Checking,1 you get:
Learn more

Already have a TCU personal savings account?
Call 855-228-7910 to switch.

Preferred Plus Money Market

Build your savings faster with this advanced account.

  • Higher APY available than Simply Savings
  • No minimum balance to open an account
  • $2,500 minimum balance to earn tiered dividends and avoid $10 monthly service fee3
  • Digital banking with check deposit and bill pay
A TFCU Membership savings account represents your membership share in this not-for-profit financial cooperative, making you a member-owner of Thrivent Credit Union.4

With members as owners, we are intentional about eliminating unnecessary fees and protecting your money. See our full service fee brochure.
Young latin woman working from home
Young latin woman working from home

Share certificates

Certificates are a sound and safe investment option, offering competitive earnings and a guaranteed rate of return.

Flexible terms from three to 60 months are available, which could allow multiple options to set up ladders to meet your financial goals. Ladders are a way of dividing your investments into certificates with different maturity dates – this is usually done in equal amounts. This strategy reduces both the dividend rate and re-investment risks.

View share certificate rates

Calculate certificate earnings

A minimum balance is required to open a certificate account. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

Open an account

Bring purpose to your saving with a TCU savings account or certificate.
1 How to earn the enhanced benefits of a Thrivent Merit Savings account: You must be the primary owner of a Thrivent Merit Checking account to be eligible to open a Thrivent Merit Savings account, and you must be the savings accounts’ primary owner. You may qualify for monthly rewards if you meet the minimum qualification requirements of your Thrivent Merit Checking each monthly qualification cycle, defined as the period beginning on the first day of the calendar month and ending on the last business day of the calendar month. During that time, you must a) make 12 or more debit card purchases or POS transactions (PIN-based or signature-based) that post and settle to your account before 6:00 pm central time on the last day of the cycle; b) make direct deposits/automatic ACH deposits totaling $500.00 or more OR mobile deposit totaling $500.00 or more; and c) be enrolled in eStatements on the last day of the cycle. Purchases or POS transactions made after 6:00 pm central time on the last business day of the calendar month, will post and settle to your account the following month. Debit card transactions may take one or more business days from the date the transaction was made to post and settle to an account. Transfers between internal accounts do not count as direct deposits/automatic ACH deposits. Limit of one Thrivent Merit Savings per primary owner.

2 For the current Annual Percentage Yield (APY) of the Thrivent Merit Savings account, view our rates page. If Thrivent Merit Checking minimum qualification requirements are met each monthly qualification cycle, see the table labeled “Thrivent Merit Savings – Qualifications met.” If Thrivent Merit Checking minimum qualification requirements are not met each monthly qualification cycle, see the table labeled “Thrivent Merit Savings – Qualifications not met.” Fees could reduce earnings. Rates may change after the account is opened.

3 Fee will be imposed every month if the daily balance falls below $2,500 any day of the month.

4 The TFCU Membership or Emergency Savings Share account is a requirement for membership in Thrivent Credit Union. To maintain membership a par value of one share ($1.00) must be kept in the account at all times. If you fall below the par value you have six months to increase the balance or your membership may be terminated.

5 Limited special 7-Month Share Certificate. This special has a $5,000 minimum balance to open the certificate. To earn the stated Annual Percentage Yield (APY) the account must be funded with all new money which means the deposit must be from another financial institution (transfers between Thrivent Credit Union accounts will not qualify). Funds deposited into a TCU account from an external source no more than 14 calendar days prior to the application date will be considered new money. At maturity, the 7-Month Share Certificate will automatically renew into a 6-month term at the current offered rate if no action is taken. Penalty for early withdrawal. Fees could reduce earnings. TCU reserves the right to end or modify this offer at any time.