Reduce debt
Dealing with the consequences of spending decisions you've made in the past can be overwhelming. Debt puts an emotional strain on your relationship with money and it plays a major role in your future ability to reach your financial goals. At Thrivent Credit Union, we work with members to bring balance to their financial journey. When you join the TCU family, we'll find ways for you to rebuild credit, reduce or consolidate debt and live a more generous life.
See it in action
Debt restructuring
See how debt restructuring can help you reach your goals.
Discover these tools
Use the snowball calculator to create a plan to pay down debt.
Plan for expenses with the TCU Budget tool.
5 signs that you're in too much debt
1 High interest rates are limiting your efforts to pay down debt.
2 You are forced to make only minimum payments on multiple accounts each month.
3 It's hard to keep track of multiple monthly bills.
4 Late fees are mounting.
5 You can't get ahead of seemingly insurmountable debt.
If you're ready to take control of your finances and debt, TCU will equip you with the tools you need to help you get started. The TCU Personal Banking Team is ready to explore solutions like:
- Debt consolidation or restructuring debt: reduce your payments and interest rate with the goal to pay down your debt sooner
- Online payments: avoid late fees
Ready to take the next step?
We can help. Complete the form below and we will contact you.
Although not required, come prepared with your goal(s), credit score, and current debts with interest rates.
* Indicates required field
Privacy & Security Policies – Protecting the privacy of your data is a responsibility we take seriously.
If you are an individual residing in California, you may have rights under the California Consumer Privacy Act of 2018 (CCPA). If applicable, your rights are outlined in theCalifornia Privacy Policy .
Although not required, come prepared with your goal(s), credit score, and current debts with interest rates.
* Indicates required field
If you are an individual residing in California, you may have rights under the California Consumer Privacy Act of 2018 (CCPA). If applicable, your rights are outlined in the