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Welcome to TFCU's Auto Center

Buying or refinancing a car doesn't have to be a hassle. When you work with Thrivent Federal Credit Union, you can finance and insure the car you want. Our customized Auto Center walks through these important phases of car buying. With TFCU's help, you can sit back, relax and find the loan and insurance policy that's right for you.

All loans and lines of credit are subject to credit application, qualification and approval. Must qualify for membership.

Auto loan rates

Model years APR as low as (%) APR with Autopay as low as1 (%) Term (Months)
2014 – 2019 3.49 2.99 36
(up to 72-month term available)
2008 – 2013 4.74 3.74 36
(up to 72-month term available)
2007 & Older 5.99 4.99 36
(maximum term of 36 months)

1 Must set up autopay from a Thrivent Federal Credit Union Account.

Your rate is determined by your payment option, term and credit score.

Rates used in these examples are effective as of October 15, 2018 and assume excellent credit history and automatic payment from a Thrivent Federal Credit Union account. Rates are subject to change without notice. Other rates and payment options are available. All loans are subject to credit application, qualification and approval. Restrictions may apply. APR is Annual Percentage Rate.

Payment examples:

2014 – 2019
A $20,000 auto loan with a simple interest rate of 2.99% and a corresponding APR of 2.99% for 36 months equates to a monthly principal and interest payment of $581.54.

2008 – 2013
A $20,000 auto loan with a simple interest rate of 3.74% and a corresponding APR of 3.74% for 36 months equates to a monthly principal and interest payment of $588.17.

2007 & Older
A $20,000 auto loan with a simple interest rate of 4.99% and a corresponding APR of 4.99% for 36 months equates to a monthly principal and interest payment of $599.33.