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Routing number

075972147

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Use the ThriventCU app or this online locater to search the CO-OP Shared Branch network, a group of credit unions with more than 5,600 branches spread throughout all 50 U.S. states.
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Current rates

Auto & recreational vehicle loans
All interest rates and annual percentage rates (APR) are current as of today’s date.

Auto loan rates

Loan term1,2

Vehicle model year 2019 – 2024

Vehicle model year 2013 – 2018

Vehicle model year 2012 and older

Up to 36 monthly payments

APR as low as 6.24%

APR as low as 6.99%

APR as low as 8.24%

48 monthly payments

APR as low as 6.49%

APR as low as 7.24%

Not Available

60 monthly payments

APR as low as 6.74%

APR as low as 7.49%

Not Available

72 monthly payments

APR as low as 6.74%

APR as low as 7.49%

Not Available

84 monthly payments
($50,000 min)

APR as low as 7.49%

APR as low as 8.24%

Not Available

Recreational vehicle loans

Boats, motorcycles and luxury trailers2

Model Years

APR As Low As (%)

Term (Months)

2022 – 2024

7.24

36

(up to 120 available)

2016 – 2021

8.49

36

(up to 120 available)

Other collateral2 (ATV's, Snowmobiles, Personal Watercraft, Campers)

Model Years

APR As Low As (%)

Term (Months)

2022 – 2024

7.24

36

(up to 120 available)

2016 – 2021

8.49

36

(up to 120 available)

This page was last updated on March 4, 2024.

APR is Annual Percentage Rate.
Rates are subject to change without notice. Certain restrictions may apply.
All loans and lines of credit are subject to credit application, qualification and approval.
Must qualify for membership.

1 First payment may be deferred up to 90 days, but interest will continue to accrue during the deferred payment period. Example: A 3-year (36 month) $20,000 loan with a rate of 6.24% that closes on February 1, 2024, will have 34 payments of $649.92 beginning on May 1, 2024. For new or used consumer auto (cars and trucks) loans on purchases or refinances of current TCU loans or loans at another financial institution. This offer does not apply to business loans or other vehicles such as motorcycles and motorhomes. Your eligibility for this offer and the actual Annual Percentage Rate (APR) is based on your term, payment method, credit history and other credit qualifications. This offer is subject to end at any time without notice.

2 Your rate will be determined based on payment method, account relationship, credit score, term and collateral. Rate(s) listed reflect a .50% loan discount.

Payment examples:
2019-2024 auto loans
A $20,000 auto loan with a simple interest rate of 6.24% and a corresponding APR of 6.24% for 36 months equates to a monthly principal and interest payment of $610.62.
A $20,000 auto loan with a simple interest rate of 6.49% and a corresponding APR of 6.49% for 48 months equates to a monthly principal and interest payment of $474.21.
A $20,000 auto loan with a simple interest rate of 6.74% and a corresponding APR of 6.74% for 60 months equates to a monthly principal and interest payment of $393.58.
A $20,000 auto loan with a simple interest rate of 6.74% and a corresponding APR of 6.74% for 72 months equates to a monthly principal and interest payment of $338.49.
A $50,000.01 auto loan with a simple interest rate of 7.49% and a corresponding APR of 7.49% for 84 months equates to a monthly principal and interest payment of $766.83.

2013-2018 auto loans
A $20,000 auto loan with a simple interest rate of 6.99% and a corresponding APR of 6.99% for 36 months equates to a monthly principal and interest payment of $617.45.
A $20,000 auto loan with a simple interest rate of 7.24% and a corresponding APR of 7.24% for 48 months equates to a monthly principal and interest payment of $481.15.
A $20,000 auto loan with a simple interest rate of 7.49% and a corresponding APR of 7.49% for 60 months equates to a monthly principal and interest payment of $400.66.
A $20,000 auto loan with a simple interest rate of 7.49% and a corresponding APR of 7.49% for 72 months equates to a monthly principal and interest payment of $345.71.
A $50,000.01 auto loan with a simple interest rate of 8.24% and a corresponding APR of 8.24% for 84 months equates to a monthly principal and interest payment of $785.48.

2012 and older auto loans
A $20,000 auto loan with a simple interest rate of 8.24% and a corresponding APR of 8.24% for 36 months equates to a monthly principal and interest payment of $628.94.

2022-2024 boat, motorcycle or trailer
A $20,000 boat loan with a simple interest rate of 7.24% and a corresponding APR of 7.24% for 36 months equates to a monthly principal and interest payment of $619.74.

2016-2021 boat, motorcycle or trailer
A $20,000 boat loan with a simple interest rate of 8.49% and a corresponding APR of 8.49% for 36 months equates to a monthly principal and interest payment of $631.26.

2022-2024 ATV's, snowmobiles, personal watercraft, campers
A $10,000 personal watercraft loan with a simple interest rate of 7.24% and a corresponding APR of 7.24% for 36 months equates to a monthly principal and interest payment of $309.87.

2016-2021 ATV's, snowmobiles, personal watercraft, campers
A $10,000 personal watercraft loan with a simple interest rate of 8.49% and a corresponding APR of 8.49% for 36 months equates to a monthly principal and interest payment of $315.63.