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ATM locator

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Routing number

075972147

CO-OP Shared branch locator

Use the ThriventCU app or this online locater to search the CO-OP Shared Branch network, a group of credit unions with more than 5,600 branches spread throughout all 50 U.S. states.
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Switch to Thrivent Merit Checking

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Are you getting enough from your checking account? You could be getting more with Thrivent Merit Checking. Switch your account today and retain your existing account number and debit card.

To switch, click on the banner in Online Banking or the ThriventCU app, and fill out the short form.
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A dividend rate you earn

Earn up to 2.50% APY1 on your checking account balance — up to $10,000 — by meeting these monthly requirements:
Deposit $500 using electronic funds transfer (EFT)1
Make 12 debit card purchases per month1
Enroll in and receive eStatements1
Deposit $500 using electronic funds transfer (EFT)1
Make 12 debit card purchases per month1
Enroll in and receive eStatements1
The benefits you expect
With a Thrivent Merit Checking account you get:
  • Up to 2.50% APY1 on your checking account balance – up to $10,000.
  • No minimum balance, no monthly fees.
  • Mobile app with check deposit, bill pay and other free features.
  • Online or mobile debit card purchase tracking for easy budgeting.
  • Access to nationwide networks of surcharge-free ATMs.
  • Up to $20 monthly reimbursement of out-of-network ATM fees.1
  • RoundUP eligibility to help you increase your savings.

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Have questions? Use our secure chat in Online Banking.

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Don't have a TCU checking account?
Learn more about Thrivent Merit Checking & Savings.
All dividend rates and annual percentage yields (APY) are current as of today's date. This page was last updated on May 13, 2024.
1Rates may change after the account is opened. You may qualify for monthly rewards if you meet the minimum qualification requirements, you must a) make at least 12 debit card purchases or POS transactions (PIN-based or signature-based) that post and settle to your account on or before the last business day of the calendar month; b) make direct deposit/automatic ACH Deposit or mobile deposit totaling $500.00; and c) be enrolled in e-statements at the end of each monthly qualification cycle. Some purchases or POS transactions made on or after the last business day of the calendar month, may post and settle to your account the following month based on merchant posting timeframes. Debit card transactions may take one or more business days from the date the transaction was made to post and settle to an account. Transfers between internal accounts do not count as direct deposit/automatic ACH Deposit.

 

If qualifications are met each monthly qualification cycle a) ATM fees incurred during qualification cycle will be reimbursed up to $20; b) Balances of $10,000 or less receive a rate of 2.47% with an APY of 2.50% and c) Balances of $10,000.01 and higher earn a rate of 0.25% with an APY ranging from 0.27% to 2.50% depending on the balance in the account. If qualifications are not met each monthly qualification cycle, you will earn a rate of 0.05% with an APY of 0.05% on all account balances and ATM fees will not be reimbursed. The monthly qualification cycle is defined as the period beginning on the first day of the calendar month and ending on the last business day of the calendar month. Limit of one Thrivent Merit Checking per primary owner. Fees could reduce earnings. Must qualify for membership.

Automatic ATM fee reimbursement applies to domestic ATM transactions. International ATM transactions are subject to an international surcharge applied by MasterCard that is not reimbursable by TFCU. International ATM transactions may require the submission of your receipt for reimbursement of the ATM fee if combined with other fees.