Find the loan that fits your business needs
When you have the drive and the dream, you also need the money to make it happen. Helping you achieve your business goals is important to us. That's why we offer flexible financing options and top-notch quality service to every member.
Commercial Real Estate – secured by property
Purpose: To fund purchase or refinance of business properties
Details:
- You're responsible for the origination fee, title, appraisal and other third-party costs.
- Fixed interest rate set at closing based on margin over the five years U.S. treasury index.
- Up to 25 year amortization.
Business Term Loan – Secured and Unsecured
Details:
- Requires minimal documentation.
- Small document fee depending on loan collateral.
- Three to seven year maturity, fixed rate loan with pricing based on credit score and term of loan.
Business Operating Line of Credit – Secured and Unsecured
Purpose: Offers working capital for your business
Details:
- For lines $10,000 to $100,000.
- Minimal setup fees.
- No annual fee or non-usage fee.
- Minimum repayment, interest only.
Other business loans
- Construction to Permanent Loans
- SBA Loans – 7(a) and 504
- Business Equipment and Vehicle Loans
Commercial Reserve Line of Credit
Purpose: To protect your checking account from being overdrawn
Details:
- For lines up to $5,000.
- No setup or transfer fees.
- Minimum repayment, interest only.