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Credit Card Payoff Calculator

Are you looking to reduce your credit card debt? First, you need a plan. Use our Credit Card Payoff Calculator to help you:

  • Set credit card payment goals.
  • Understand how a lower interest rate impacts your payoff timeline.
  • Create a plan to pay off your next big purchase, even before you buy.

It’s easy, enter the fields below and discover how much you’ll need to pay each month before your balance is paid off.

These interactive calculators are not intended to provide or replace specific professional financial advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical, are for illustrative purposes only, and may differ from more in depth analysis results. They do not represent the past performance of any specific product, nor should they be viewed as a promise of future results of any product offered by Thrivent Federal Credit Union or its affiliates. We encourage you to seek personalized analysis regarding all personal finance issues.

All loans and lines of credit are subject to credit application, qualification and approval. Must qualify for membership.