Skip Navigation

Thrivent Education Refi Loan

Simplify Your Life With One Payment

The Thrivent Education Refi Loan offers you a practical, simplified solution to student loan repayment. We offer service and support with a faith-based approach and we understand the role values play in our members' financial decisions.

One Rate, One Payment

With the Thrivent Education Refi Loan, you can combine undergraduate and graduate school loans – both federal and private – into one loan with the convenience of one monthly payment. We offer competitive fixed and variable interest rate options. Interest may be deducted from income taxes.1 Prior to refinancing, remember to consider the terms and special repayment benefits of your existing loans to make sure that you are making the best decision for your situation.2

Check that your school is eligible and learn more about our loan options.

Membership Information

Thrivent Federal Credit Union membership is required for Thrivent Education Refi Loan borrowers. If you're not already a member, you will be asked to complete our membership process after you apply for your loan.3

Need Help?

If you have any questions, please email us or call our dedicated student lending line at 866-727-4624.

1 You should consult a tax advisor regarding the deductibility of interest.

2 Federal student loans permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled. Depending on what type of Federal student loan that you have, you may be eligible for loan forgiveness in exchange for performing certain types of public service. If you are an active duty service member and you obtained your Federal student loan before you were called to active duty, you are entitled to interest rate and repayment benefits for your loan. If you are a borrower with a secure job, emergency savings, strong credit and are unlikely to need any of the options available to distressed borrowers of Federal student loans, a refinance of your Federal student loans into a private student loan may be attractive to you. You should consider the costs and benefits of refinancing carefully before you refinance.

3 Membership is required when taking a loan out with us. To join Thrivent Federal Credit Union, you must meet the credit union's eligibility requirements, including purchase and maintenance of at least one share in the credit union. The par value of a share in Thrivent Federal Credit Union is $1.00. If at any time your balance falls below the required par value, you will have 180 days to increase the balance or your membership may be terminated.