Connect your heart with your money.
Inspired by Matthew 6:21
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What faith & finances mean to us

Many of life's milestones come with heaps of emotion, anticipation and planning. If you look deeper into your faith, you can find the guidance you need to be confident in your spending, saving and giving.

At Thrivent Federal Credit Union, we work with guiding biblical principles to shape the tools we create for you. Join us and begin navigating your finances in a way that makes you feel full, balanced and secure.

Debt

It may sound simple: spend less than you earn (Luke 12:15) Then he said to them, "Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions." (ESV). To help members achieve financial freedom, TFCU works with you to get creative when it comes to debt. Paying down debt is more than creating a monthly budget. It's looking at assets and rates, restructuring loans and eliminating unnecessary spending. Your debt doesn't have to impact other financial objectives, like giving back. Through tools like the BalanceWorks® system, you can restructure your finances to make meaningful spending decisions that align with borrowing, faith-based and personal goals.

Saving

Proverbs 21:20 The wise store up choice food and olive oil, but fools gulp theirs down. (ESV) tells us to build an emergency reserve in order to prepare for the worst. Setting aside income is the first step in planning for financial goals (Luke 14:28) For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it? (ESV), and it's a key to living more generously. Building your savings account will help you to be more intentional with your spending. The BalanceWorks system will show you how to save in different ways.

Spending

Luke 14:18 But they all alike began to make excuses. The first said, 'I have just bought a field, and I must go and see it. Please excuse me.' (ESV) says to live within our means and to never spend more than we earn. As a credit union guided by faith, TFCU works hard to help you align spending habits with financial goals. We want you to be intentional with spending and giving. Through online banking solutions, the BalanceWorks system and competitive rates, we help members organize and streamline spending habits.

Giving

The Bible encourages Christians to "live generously" (2 Corinthians 9:7) Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver. (ESV), and at TFCU, we make giving a priority. We want our members to stay connected to their faith-based values. Through giving back to those in need, many TFCU members feel fulfilled and whole. You can achieve charitable goals by getting involved in Thrivent Financial's Action Teams or by using the BalanceWorks system to design a financial plan with room for giving.

Our guiding biblical principles

  1. Plan for financial goals
    (Inspired by Luke 14:28)
  2. Don't over rely on debt, especially bad debt
    (Inspired by Proverbs 22:7)
  3. Spend less than we earn
    (Inspired by Luke 12:15)
  4. Build emergency reserve savings
    (Inspired by Proverbs 21:20)
  5. Live generously
    (Inspired by 2 Corinthians 9:7)
  6. Protect our families and our resources
    (Inspired by Galatians 6:2)