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Welcome to the TFCU Family

Thrivent Federal Credit Union is a not-for-profit organization with one main goal: to help members make meaningful financial decisions guided by their Christian faith. Members enjoy a host of unique benefits, including part ownership. We’re glad you joined.

You can connect your faith with your money decisions

The TFCU team works with members through exclusive tools like the BalanceWorksTM system to guide giving, saving and spending decisions. Members also can join Thrivent Action Teams and connect or lead charitable events in their community with help from Thrivent Financial.

You get personalized, focused service

Our policies and practices match the values of our members by reflecting the importance of faith, family, stewardship and service. Our cooperative structure is designed to ensure integrity and fairness.

You can bank from anywhere

Thanks to mobile and online banking, our members experience the ease of banking anywhere, anytime.

You are an owner

To be a member, you have to open and maintain a Thrivent Share account with at least the par value of one share ($1) in the credit union. TFCU funds the initial $1 required for membership. As a member, you're part owner of the credit union with an equal vote.

You elect the board

A volunteer board of directors governs the credit union. Every year, TFCU members participate in an election to select the board of directors. Your vote gives you the opportunity to impact the direction of the credit union.

You benefit from returned earnings

Because credit unions are not-for-profit, earnings are reinvested in members in the form of higher savings rates, lower loan rates and lower fees.

You are protected

The National Credit Union Share Insurance Fund is a federal insurance fund that insures members’ money in federal credit unions up to at least $250,000 per member per insured institution, similar to the FDIC coverage for depositors of banks. Like the FDIC, the NCUSIF is backed by the full faith and credit of the United States government. All federal credit unions are chartered and supervised by the National Credit Union Association (NCUA), which also administers the NCUSIF.