Membership makes banking better
At TCU, you’re never just an account number. We believe our commitment to your values makes a positive difference in the way you bank. By putting you at the center of everything we do, we help bring purpose to the way you save, spend and borrow — through our personalized products, impeccable service and competitive rates.
How does membership work?
When you bank with us, you become a member-owner of TCU. You reap the benefits of our organization’s profits, and you have a vote in its leadership elections. Your returns. Your voice. We’re confident that makes for a better way to bank.
When you join with TCU, we open a share savings account for you and fuel it with its first dollar — that’s all you’re required to keep in that account to maintain your membership.
Become a member
How does membership work?
When you bank with us, you become a member-owner of TCU. You reap the benefits of our organization’s profits, and you have a vote in its leadership elections. Your returns. Your voice. We’re confident that makes for a better way to bank.
When you join with TCU, we open a share savings account for you and fuel it with its first dollar — that’s all you’re required to keep in that account to maintain your membership.
Get the most out of your membership
Discover some of the benefits of banking with us.
Exclusive access to BalanceWorks
Needs. Wants. Savings. Giving. Plan for all four with TCU’s BalanceWorks® system — an interactive tool for tracking your most important goals.
Personalized and focused service
Personal finances start with personal values. We take time to understand what matters most to you. Then we help you make confident money decisions.
24/7 flexible banking
Whether you want to manage your accounts online , on your phone or at a branch — we’re here for you (including after hours and on weekends).
All your accounts—in one place
Instantly monitor your bank, investment and retirement accounts with our best-in-class Money Management™ tool. You can even create budgets and evaluate your spending and saving habits over time.
The power of ownership
We exist solely to serve our members, not stockholders. As a TCU member, you can help shape the future of our credit union by voting once a year for our volunteer board of directors .
Returned earnings
Every dollar you invest in TCU is reinvested to you in the form of higher savings rates, lower loan rates and lower fees. For details, explore our products and services .
Protection
Your deposit accounts are insured (up to at least $250,000) by the National Credit Union Share Insurance Fund (NCUSIF). Like FDIC coverage for bank customers, it’s backed by the full faith and credit of the U.S. government.
Read more .
Leaving TCU
You are now leaving Thrivent Credit Union's website. Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested.
Any data or personal information collected by websites other than Thrivent Credit Union (TCU) is not covered by TCU's privacy policy. We recommend you read the privacy policies of those sites as they may be different from TCU's policy.
Any data or personal information collected by websites other than Thrivent Credit Union (TCU) is not covered by TCU's privacy policy. We recommend you read the privacy policies of those sites as they may be different from TCU's policy.
Loan rate discounts
If you have multiple TCU accounts, you may be eligible for rate discounts on loans you open with TCU.
Member rewards
We provide rewards through credit card programs, loan rate discounts, and more. For details, explore our products and services .
Exclusive access to BalanceWorks
Needs. Wants. Savings. Giving. Plan for all four with TCU’s BalanceWorks® system — an interactive tool for tracking your most important goals.
Personalized and focused service
Personal finances start with personal values. We take time to understand what matters most to you. Then we help you make confident money decisions.
24/7 flexible banking
Whether you want to manage your accounts online , on your phone or at a branch — we’re here for you (including after hours and on weekends).
All your accounts—in one place
Instantly monitor your bank, investment and retirement accounts with our best-in-class Money Management™ tool. You can even create budgets and evaluate your spending and saving habits over time.
The power of ownership
We exist solely to serve our members, not stockholders. As a TCU member, you can help shape the future of our credit union by voting once a year for our volunteer board of directors .
Returned earnings
Every dollar you invest in TCU is reinvested to you in the form of higher savings rates, lower loan rates and lower fees. For details, explore our products and services .
Protection
Your deposit accounts are insured (up to at least $250,000) by the National Credit Union Share Insurance Fund (NCUSIF). Like FDIC coverage for bank customers, it’s backed by the full faith and credit of the U.S. government.
Read more .
Leaving TCU
You are now leaving Thrivent Credit Union's website. Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested.
Any data or personal information collected by websites other than Thrivent Credit Union (TCU) is not covered by TCU's privacy policy. We recommend you read the privacy policies of those sites as they may be different from TCU's policy.
Any data or personal information collected by websites other than Thrivent Credit Union (TCU) is not covered by TCU's privacy policy. We recommend you read the privacy policies of those sites as they may be different from TCU's policy.
Loan rate discounts
If you have multiple TCU accounts, you may be eligible for rate discounts on loans you open with TCU.
Member rewards
We provide rewards through credit card programs, loan rate discounts, and more. For details, explore our products and services .
For rates, assumptions and full disclosures, visit our daily rate page .
Any Thrivent client with associate or benefit membership (whether an individual, business or organization) is eligible to bank with TCU. Don't have membership yet? Don’t worry. You’ll receive associate Thrivent membership when you apply for an account with us — and we’ll even waive the $19.95 fee.
With membership, you'll be a part of Thrivent, a membership-owned fraternal organization — and a holistic financial services organization dedicated to helping clients achieve financial clarity by focusing on their needs, goals and priorities.
Businesses and organizations
612-844-8512 . For all other questions, call 800-688-6032 .
Become a member
With membership, you'll be a part of Thrivent, a membership-owned fraternal organization — and a holistic financial services organization dedicated to helping clients achieve financial clarity by focusing on their needs, goals and priorities.
Businesses and organizations
- TCU membership is also available to organizations that meet any of the following criteria:
- Comprised of or owned by Thrivent clients with membership.
- Associate Corporate member of the American Consumer Council.
- To learn more about ACC membership, call us at 612-844-8512.
- Affiliated with one of the following church bodies:
- Evangelical Lutheran Church in America (ELCA).
- Lutheran Church — Missouri Synod (LCMS).
- Wisconsin Evangelical Lutheran Synod (WELS).
- Church of the Lutheran Brethren (CLB).
- North American Lutheran Church (NALC).
- American Association of Lutheran Churches (AALC).
- Evangelical Lutheran Synod (ELS).
- Association of Free Lutheran Congregations (AFLC).
- Lutheran Congregations in Mission for Christ (LCMC).
Resources
Explore financial topics you'd like to learn more about.
Success stories
TCU members share their testimonials.
Connect
We want to hear from you.
Resources
Explore financial topics you'd like to learn more about.
Success stories
TCU members share their testimonials.
Connect
We want to hear from you.