HSA rates and contribution limits
Thrivent Federal Credit Union offers competitive and affordable rates for Health Savings Accounts.
Rates
All dividend rates and annual percentage yields are current as of April 29, 2019.
Current Rates – HSA Rates
| Minimum Balance to Obtain APY ($) | Dividend Rate1 (%) | APY1 (%) |
|---|---|---|
| 0.01 – 999.99 | 0.50 | 0.50 |
| 1,000.00 – 4,999.99 | 0.60 | 0.60 |
| 5,000.00 – 14,999.99 | 0.70 | 0.70 |
| 15,000.00 and up | 0.85 | 0.85 |
1 The dividend rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.
Contribution limits 2019
Discover contributions and out-of-pocket limits for health savings accounts and high deductible health plans below. HSA contributions for tax year 2018 may be made until April 15, 2019.
| Contribution Limit 2019 | 55+ Catch-up Contribution | Minimum Deductible 2019 | Maximum Out-of-Pocket 2019 | |
|---|---|---|---|---|
| Individual | $3,500 | $1,000 | $1,350 | $6,750 |
| Family | $7,000 | $1,000 | $2,700 | $13,500 |
Catch-up contributions may be made any time during the year in which the HSA participant turns 55.