HSA rates and contribution limits

Thrivent Federal Credit Union offers competitive and affordable rates for Health Savings Accounts.

Rates

All dividend rates and annual percentage yields are current as of October 16, 2017.

Current Rates – HSA Rates

Minimum Balance to Obtain APY ($) Dividend Rate1 (%) APY1 (%)
0.01 – 999.99 0.10 0.10
1,000.00 – 4,999.99 0.20 0.20
5,000.00 – 14,999.99 0.40 0.40
15,000.00 and up 0.55 0.55

1 The dividend rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.

Contribution limits

Discover contributions and out-of-pocket limits for health savings accounts and high deductible health plans below. HSA contributions for tax year 2017 may be made until April 17, 2018.

  Contribution Limit 2018 55+ Catch-up Contribution Minimum Deductible 2018 Maximum Out-of-Pocket 2018
Individual $3,450 $1,000 $1,350 $6,650
Family $6,900 $1,000 $2,700 $13,300

Catch-up contributions may be made any time during the year in which the HSA participant turns 55.