HSA rates and contribution limits
Thrivent Credit Union offers competitive and affordable rates for Health Savings Accounts.
Rates
All dividend rates and annual percentage yields are current as of January 1, 2023.
Current Rates – HSA Rates
| Minimum Balance to Obtain APY ($) | Dividend Rate1 (%) | APY1 (%) |
|---|---|---|
| 0.01 – 999.99 | 0.20 | 0.20 |
| 1,000.00 – 4,999.99 | 0.30 | 0.30 |
| 5,000.00 – 14,999.99 | 0.40 | 0.40 |
| 15,000.00 and up | 0.50 | 0.50 |
1 The dividend rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.
Contribution limits 2022
Discover contributions and out-of-pocket limits for health savings accounts and high deductible health plans below. HSA contributions for tax year 2022 may be made until April 18, 2023.
| Contribution Limit 2022 | 55+ Catch-up Contribution | Minimum Deductible 2022 | Maximum Out-of-Pocket 2022 | |
|---|---|---|---|---|
| Individual | $3,650 | $1,000 | $1,400 | $7,050 |
| Family | $7,300 | $1,000 | $2,800 | $14,100 |
Catch-up contributions may be made any time during the year in which the HSA participant turns 55.