HSA rates and contribution limits

Thrivent Federal Credit Union offers competitive and affordable rates for Health Savings Accounts.

Rates

All dividend rates and annual percentage yields are current as of June 26, 2017.

Current Rates – HSA Rates

Minimum Balance to Obtain APY ($) Dividend Rate1 (%) APY1 (%)
0.01 – 999.99 0.10 0.10
1,000.00 – 4,999.99 0.20 0.20
5,000.00 – 14,999.99 0.40 0.40
15,000.00 and up 0.55 0.55

1 The dividend rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.

Contribution limits

Discover contributions and out-of-pocket limits for health savings accounts and high deductible health plans below. HSA contributions for tax year 2016 may be made until April 18, 2017.

  Contribution Limit 2016 / 2017 55+ Catch-up Contribution Minimum Deductible 2016 / 2017 Maximum Out-of-Pocket 2016 / 2017
Individual $3,350 $1,000 $1,300 $6,550
Family $6,750 $1,000 $2,600 $13,100

Catch-up contributions may be made any time during the year in which the HSA participant turns 55.