What to expect when you refinance with TFCU

Looking for an easier way to pay off student loans? Consider the benefits that refinancing can offer. From flexible repayment plans to a wide range of loan amounts, use the table below to find out if refinancing is right for you.

Features and benefits

Feature Description
Borrowing: Borrow between $10,000 and $120,0001
Loan eligibility: The following loans are eligible for refinance: Federal Stafford, Parent PLUS, Graduate PLUS, Federal and Private Consolidation Loans, and Private loans.
Rate options: Both fixed and variable rates available
Repayment terms: View repayment terms
School eligibility: All loans from schools on the college eligibility list are eligible.
Repayment options: Choose from an immediate or graduated repayment plan:
  • Repay principal and interest beginning immediately after the first disbursement date and continuing for the repayment period;
  • Or, pay a lower payment for the first two years and a higher payment for the remaining term of the loan.2
Get started: Apply today

1 We currently do not offer loans greater than $120,000. Check back in the future as this limit may change.

2 Pay principal and interest for 24 months using a 360-month amortization schedule, and then pay the full amount of principal and interest amortized over the remaining loan term (156 months).