Balance your money with the BalanceWorks® system
We live in a world where thinking purposefully about money is often overshadowed by what you need in the near term. And we know it can be hard to plan for both the short term and the long term. The BalanceWorks® system can help you take a more balanced approach to money management, from spending, to saving, to giving.
Watch the video to see how you can benefit from BalanceWorks®.

Get the BalanceWorks® system
Organize your accounts to match your budgeting goals.
Join TCU today
Join us and start planning with the BalanceWorks® system.
What others say sbout the BalanceWorks® system
Hear how one couple achieved financial security.
Learn more about what others say about the BalanceWorks® System
See what a balanced approach to money management looks like
In the Budget Tool below, just follow the steps, and then adjust the sliders on the dollar bill to find a budgeting breakdown that works for you.
SINGLE INCOME
Single and financially independent.
(click to select)
(tap to select)
MARRIED
Dual-earners without children.
(click to select)
(tap to select)
FAMILY
A household with children.
(click to select)
(tap to select)
Or, to have the dollar bill above show you a more accurate breakdown of your personalized spending plan, use the form below to fill in your monthly expenses for Needs, Wants, Savings and Giving. (Click down arrow on right to show form.)
The information you enter into the form below may not be secure. In order to protect your information, please refrain from entering account numbers or account details.




Reset Dollar Tool?
This will reset the dollar amounts and any expenses you have entered to their defaults. Reset?
Add Expense
Please do not enter an account number or other confidential information in this field.
Enter a name for your expense.
Note: The information you enter on this page will not be saved. Due to the sensitive nature of the financial information you enter into the Budget Tool, please use caution when printing from or saving to a computer that you don't own or control.