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Business Loans

When you have the drive and the dream, all you need is the money to make it happen. Helping our business members achieve their goals is important to us. Enjoy flexible financing options along with the quality service that says you are more than a member – at Thrivent Federal Credit Union, you are an owner. We offer a variety of loan options to fit your needs:

Business Term Loan – Secured and Unsecured
  • Loans for office equipment purchases and improvements.
  • Convenience of minimal required documentation.
  • Minimal document fee (cost depends on loan collateral).
  • 3-7 year maturity, fixed rate loan with pricing based on credit score and term of loan.
  • Requires a Thrivent Business Rewards Checking account and automatic payment.
Business Operating Line of Credit – Secured and Unsecured
  • For lines over $10,000 and up; offers working capital for your business.
  • No annual fee or non-usage fee.
  • Minimal set up fee of $100.
  • Repayment – Interest only.
  • Requires Thrivent Business Rewards Checking account and automatic payment.
Business Overdraft Protection Line of Credit
  • For lines up to $10,000.
  • No set up or transfer fees.
  • Repayment – Interest only.
  • Requires Thrivent Business Rewards Checking account and automatic payment.
Commercial Real Estate – Secured by Property
  • Origination fee and third party cost paid by borrower.
  • Fixed interest rate set at closing based on margin over the 5 year U.S. treasury index.
  • Up to 25 year amortization.
  • Requires Thrivent Business Rewards Checking account and automatic payment.
Construction Loans
SBA Loans – 7(a) and 504
Business Equipment and Vehicle Loans

Get Started Today

To learn more, please email us or call our Business Services Team at 612-844-8512.