Budget with the BalanceWorks® system
Overview
What does a well-balanced bank account look like to you? What do you need to feel financially secure? We want you to live the benefits of financial freedom and we know you may need help along the way.
When you bank with Thrivent Credit Union, you get exclusive access to tools that will help you be more intentional with your money. Whether you need to manage cash, save more or give more abundantly, you'll find the solutions you need at TCU.
When you bank with Thrivent Credit Union, you get exclusive access to tools that will help you be more intentional with your money. Whether you need to manage cash, save more or give more abundantly, you'll find the solutions you need at TCU.
Bring intention to your money with the BalanceWorks® system
Take a more balanced approach to money management, and make it easier to track spending, build savings and manage giving with the BalanceWorks® system, an exclusive TCU tool that allows you to divide your monthly income into four important categories:
Needs
Mortgage payments, car payments, insurance, groceries, healthcare and debt repayment.
Wants
Clothes, entertainment and other discretionary spending.
Savings
Anything you don't allocate for bills and spending.
Giving
Charitable giving or weekly church donations.
Needs
Mortgage payments, car payments, insurance, groceries, healthcare and debt repayment.
Wants
Clothes, entertainment and other discretionary spending.
Savings
Anything you don't allocate for bills and spending.
Giving
Charitable giving or weekly church donations.
See it in action
Learn more about BalanceWorks
See how the BalanceWorks® system really works in this short video.
Listen to their story
Hear how we've helped
Discover how the BalanceWorks® system helped reshape one couple's outlook on money.
How it works
1 Save first
Your monthly income and any other deposits will go into your Savings account to make savings your first priority.
2 Align goals with accounts
Think about your financial goals and use the TCU Budget Tool to determine how much money should go into your Needs, Wants and Giving accounts.
3 Set up transfers
Help prevent overspending by using online banking to set up monthly transfers from your Savings accounts to your other BalanceWorks® accounts.
4 Set up bill pay
Set up online transfers from your Needs account to pay reoccurring monthly bills on time.
5 Adjust as needed
Use the Money Management™ dashboard to see your spending and saving activity at a glance and adjust on the go.
Budget tool
Plan for expenses with the TCU Budget tool.
Open an account today
Start planning with the BalanceWorks® system today.
Reduce debt
If you're ready to take control of your finances and debt, TCU will equip you with the tools you need to help you get started.
Apply for a credit card
Discover TCU credit card options.
Budget tool
Plan for expenses with the TCU Budget tool.
Open an account today
Start planning with the BalanceWorks® system today.
Reduce debt
If you're ready to take control of your finances and debt, TCU will equip you with the tools you need to help you get started.
Apply for a credit card
Discover TCU credit card options.
